Launch a demo.
Six ways into the SmarterPay demo network: Houston First, Bayou Federal, Cypress Crossing, and Pecan Grove Teachers credit unions, all fictional, with a year of history and live payments flowing.
Network Console
The network at a glance: payments by rail, cost per payment, what the risk engine stopped, settlement positions, and node health.
View demoTry a Payment
Pay a handle, phone, or email as a demo member and watch the directory, the rail router, and the risk engine respond live.
View demoRisk and Scams
Scams interrupted before money leaves: network flags, purchase redirects, cooling holds, and reported funds frozen and returned.
View demoPayments Agents
Penny, Remi, and Lena propose; people decide. Approve a mule flag and watch the handle freeze across every credit union.
View demoImmutable Ledger
Verify the hash chained ledger, see post quantum signed checkpoints, and watch the database refuse an attempt to edit history.
View demoPayments API
The same signed API SmartiFI and any credit union channel use: handles, lookups, quotes, payments, requests, and agents.
View demoSmarterPay inside SmartiFI
With the module turned on, SmartiFI members pay by verified handle in the iPhone app, and Penny, Remi, and Lena join SmartiFI's Agent Control Center.
| Story | Where | What you will see |
|---|---|---|
| Mule ring | Agents | Remi proposes flagging three new handles collecting from many people; approve one and it freezes network wide. |
| Impostor stopped | Risk and Scams | A member tries to pay a handle another credit union already reported; the payment never leaves. |
| Fake seller | Try a Payment | Pay @concert.tix.4u for tickets and the purchase is sent to request to pay instead. |
| Romance scam | Risk and Scams | Reported funds are frozen at the receiving credit union and Remi proposes returning them. |
| Change history | Immutable Ledger | Verify the chain, then attempt an edit and watch the database refuse it. |